UNOCCUPIED
PROPERTY
INSURANCE

0208 805 2211

We offer flexible vacant property insurance policies to help you look after your empty property

Unoccupied property insurance provides cover in a multitude of situations that can arise when your property or home is empty for more than 30 days.  We offer both short and long term policies tailored to your exact situation.

You may need an unoccupied property insurance if:

  • You’re unable to live in your home during renovation work
  • You’re awaiting the sale of property having moved into a new property
  • You’re travelling for an extended period – be it for business or a holiday
  • You have a second home that you don’t ordinarily reside in
  • There is a gap in tenancy
  • You’re awaiting probate

How IMS can help

We understand the intricacies that can be associated with sourcing and arranging unoccupied property insurance.

By providing expert advice and guidance, we aim to make the process of becoming insured as simple as possible.

Call IMS Now
0208 805 2211
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What can Unoccupied Property Insurance cover?

Many standard insurance policies restrict cover or even automatically cease cover when a property becomes unoccupied for more than 30 days – as they may face different risks. For example, vacant properties may be more attractive to thieves or squatters and damage resulting from water leaks may be worsened if only discovered weeks later.

Whether your property awaits probate, sale or refurbishment, with a the right unoccupied cover, you can leave the property vacant for the duration of the policy and be covered for risks such as:

  • Accidental damage
  • Malicious damage
  • Theft or attempt theft
  • Damage to locks
  • Escape of water, oil or gas
  • Storm, flood or fire damage
  • Fallen trees or branches
  • Failure of Utilities
  • Eviction of squatters
  • Removal of insect nests or pests
  • Alternative accommodation
  • Breakage of glass
  • Public liability cover

Email:

[email protected]

Talk to us:

Request Call Back

Call IMS:

0208 805 2211

You’ll discover our service to be personal, friendly and flexible to satisfy your insurance needs.
Even if you already have insurance, contact IMS for an objective second opinion.
You may discover we can offer you something way better than what you already have.

IMS:  Insurance Specialists

Smarter Insurance Made Simple

We understand the intricacies that can be associated with sourcing and arranging  the right insurance for your needs.

Even if you have unique circumstances or requirements that other insurers struggle with, talk to our team and discover how we can help! 

About IMS

Expert Claims Support

Should things go wrong, we're here to help

You often only discover how great an insurance policy in those tricky circumstances when you must make a claim.

We pride ourselves in supporting our clients in getting paid what they deserve with minimum fuss - and for larger or more complex claims - we often involve sector specialists.

We provide this independently of the underwriter and we'll help you understand your rights and the steps to take.

Learn More