What every professional ought to know about excess layer policies
Most insurance policies have upper limits or restrictions governing how much they are prepared to pay out if an accident or incident occurs.
In some scenarios – such as major incidents – or for some kinds of specialised contract delivery, you may seek to get additional cover for claims that exceed the thresholds in your normal insurance policy.
Talk to our team today to explore your options.
You’ll discover our service to be personal, friendly and flexible to satisfy your insurance needs.
Even if you already have insurance, contact IMS for an objective second opinion.
You may discover we can offer you something way better than what you already have.
IMS: Insurance Specialists
Smarter Insurance Made Simple
We understand the intricacies that can be associated with sourcing and arranging the right insurance for your needs.
Even if you have unique circumstances or requirements that other insurers struggle with, talk to our team and discover how we can help!
Expert Claims Support
Should things go wrong, we're here to help
You often only discover how great an insurance policy in those tricky circumstances when you must make a claim.
We pride ourselves in supporting our clients in getting paid what they deserve with minimum fuss - and for larger or more complex claims - we often involve sector specialists.
We provide this independently of the underwriter and we'll help you understand your rights and the steps to take.