BLOCK OF FLATS
INSURANCE

0208 805 2211

Our specialist property team can help you get the right Block Insurance quickly and easily…

Blocks of flats come in a variety of shapes and sizes – and are built in varying environments and construction styles.   Different blocks face different risks and exposures and require different insurance and liability cover.

Whether you’re a leaseholder, freeholder or part of a management company, we can help you select the most appropriate Block Insurance for your needs.

Policies from our panel of specialist insurers can include:

  • All risks including building insurance for flats
  • Damage to communal areas
  • Legal liability for injury to employees, public or residents
  • Loss of rent and cover for alternative accommodation
  • Directors & Officers Cover
  • Flexible occupancy

How IMS can help

We understand the intricacies that can be associated with sourcing and arranging commercial property insurance.

By providing expert advice and guidance, we aim to make the process of becoming insured as simple as possible.

Call IMS Now
0208 805 2211
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What can Blocks of Flats Insurance cover?

From a few flats in a conversion to more than 100 in a purpose-built block, blocks of flats come in different configurations with standard and non-standard construction.

Organising quotes and the buildings insurance for flats or apartments is a specialist area. Even if you already have block insurance, contact us for an objective second opinion. Our policies can cover wide and varying risks:

  • Buildings insurance including accidental damage, lightning, subsidence, water damage and floods, fire, vandalism, storm damage, ground heave and landslip
  • Outbuildings, such as garages, utility areas and car ports.
  • Communal areas and entrances, including contents, fitted carpets and doors.
  • Cover for damage to landscaped gardens & grounds.
  • Leaks in service pipes
  • Failure of utilities.
  • Alternative accommodation or loss of rent.
  • Third party liability cover
  • Employers liability to cover anyone working in communal areas
  • Removing items left by fly tipping
  • Subrogation Waiver (Managing Agents & Tenants)
  • Eviction of squatters
  • Illegal cultivation of drugs
  • Malicious damage by tenants
  • Removal of insect nests
  • Public Relations Expenses
  • Malicious Damage
  • Replacement of locks following theft

Email:

[email protected]

Talk to us:

Request Call Back

Call IMS:

0208 805 2211

You’ll discover our service to be personal, friendly and flexible to satisfy your insurance needs.
Even if you already have insurance, contact IMS for an objective second opinion.
You may discover we can offer you something way better than what you already have.

IMS:  Insurance Specialists

Smarter Insurance Made Simple

We understand the intricacies that can be associated with sourcing and arranging  the right insurance for your needs.

Even if you have unique circumstances or requirements that other insurers struggle with, talk to our team and discover how we can help! 

About IMS

Expert Claims Support

Should things go wrong, we're here to help

You often only discover how great an insurance policy in those tricky circumstances when you must make a claim.

We pride ourselves in supporting our clients in getting paid what they deserve with minimum fuss - and for larger or more complex claims - we often involve sector specialists.

We provide this independently of the underwriter and we'll help you understand your rights and the steps to take.

Learn More