Liability Insurance

Liability is a core element for businesses.

It protects you for your actions whilst at work and covers you for any damages that a member of the public may be awarded as a result of injury or damage to them or their property caused by your business. It also covers legal fees and other expenses to do with defending any claim.

IMS provide liability cover across numerous industries including media, retail, leisure, constuction, aviation and property. Each year in the UK more than £1 billion is paid out in Public Liability Insurance claims, meaning thousands of companies go out of business due to not having adequate public liability cover in place.

We are able to provide liability cover to protect for employees, members of public, products sold, property owners, director & officers, excess layer and J.C.T. Clause 21-2-1.